What We Offer

Medical Board Defense

We will defend disciplinary actions arising from proceedings instituted by the Texas Medical Board. The standard limits are $20,000 per claim/$60,000 aggregate.

Key Notes of Advocate, D.O. Coverage

Advocate, D.O. offers a claims-made policy.

Retroactive coverage (prior-acts coverage) is available to most physicians, subject to Underwriter’s approval.

Advocate, D.O. will pay legal expenses in addition to the limits of liability on the policy.

Advocate, D.O. offers a wide range of limits from $100,000/$300,000 up to $1,000,000/$3,000,000.

Advocate, D.O. works with a team of experienced attorneys statewide, chosen for their track record in medical malpractice litigation.

Advocate, D.O. has knowledgeable and experienced claims representatives should a claim be filed against you.

Our policy requires the Named Insured’s written consent to make or conclude any offer to settle a professional liability claim, subject to receiving consent on a reasonable basis.

Advocate, D.O. offers free tail coverage in the event of death, disability or complete retirement from the practice of medicine, as long as the physician is at least 55 years of age and has been insured by Advocate, D.O. for 5 consecutive years.

New-to-Practice physicians receive a 40% discount for the first year of their policy and a 30% discount during their second year of their policy.

Advocate, D.O. offers free locum tenens coverage in the event the Insured needs a physician to replace them while on vacation or an extended leave.

Advocate, D.O. offers a 30% part-time discount to physicians in non-surgical specialties who practice 20 hours or less per week, subject to Underwriter’s approval.

Advocate, D.O. offers coverage in all counties across the state of Texas.

Advocate, D.O. offers coverage to most medical specialties.

Proven financial strength with an A- (Excellent) AM Best rating.

Advocate, D.O. is a state regulated insurance company.

Advocate, D.O. does not require a physician to be a member of any organization in order to be insured.

There are no hidden fees that will be associated with the policy.

Doctor’s staff receive a 40% discount on non-physician CE courses and materials from Lorman Education. Click here to view available courses.

Physicians receive FREE Health Care Notifications from Physicians Desk Reference (previously known as Health Care Notification Network – HCNN). Sign up for free medical notifications.

Discounted Rates on SecuReach Systems a patient communications system that manages test tracking and follow up. Click here to learn how you can become more efficient, reduce risk and save money.