What We Offer

Medical Board Defense

We will defend disciplinary actions arising from proceedings instituted by the Texas Medical Board. The standard limits are $20,000 per claim/$60,000 aggregate.

Key Notes of Advocate, D.O. Coverage

Advocate, D.O. offers a claims-made policy.

Retroactive coverage (prior-acts coverage) is available to most physicians, subject to Underwriter’s approval.

Advocate, D.O. will pay legal expenses in addition to the limits of liability on the policy.

Advocate, D.O. offers a wide range of limits from $100,000/$300,000 up to $1,000,000/$3,000,000.

Advocate, D.O. works with a team of experienced attorneys statewide, chosen for their track record in medical malpractice litigation.

Advocate, D.O. has knowledgeable and experienced claims representatives should a claim be filed against you.

Our policy requires the Named Insured’s written consent to make or conclude any offer to settle a professional liability claim, subject to receiving consent on a reasonable basis.

Advocate, D.O. offers free tail coverage in the event of death, disability or complete retirement from the practice of medicine, as long as the physician is at least 55 years of age and has been insured by Advocate, D.O. for 5 consecutive years.

New-to-practice physicians receive a 30% discount for the first two years of their policy.

Advocate, D.O. offers free locum tenens coverage in the event the Insured needs a physician to replace them while on vacation or an extended leave.

Advocate, D.O. offers a 30% part-time discount to physicians in non-surgical specialties who practice 20 hours or less per week, subject to Underwriter’s approval.

Advocate, D.O. offers coverage in all counties across the state of Texas.

Advocate, D.O. offers coverage to all medical specialties.

Advocate, D.O. is a state regulated insurance company.

Advocate, D.O. does not require a physician to be a member of any organization in order to be insured.

There are no hidden fees that will be associated with the policy.